In the U.S., one would think having Blue Cross Blue Shield Insurance is a wonderful thing; ah, but one would be mistaken. Youth in the U.S. are covered by their parent's Blue Cross Blue Shield, if a parent has this type of insurance, through age 26. The insurance always presses physicians for early release from medical treatment even when the doctor believes it is not in the person's best interest.
An additional calamity exists with this insurance when a young person is an adult and the co-pays have not been paid. Medical bills often mount furthering complicating the life of a young adult. These medical bills are reported when delinquent to collect agencies and are posted on credit reports. Additionally, if a young adult lived on their own, but had a medical problem, which caused them to break a lease for an apartment, it is difficult to resolve the matter.
When a woman has been covered under Blue Cross Blue Shield, but goes through a divorce it is difficult to find a full-time position if she has always been a part-time employee. A women often is forced to accept food stamps, medicaid and medicare. It takes a long time to get back on your feet and especially if you have had any kind of medical condition such as mental illness to move forward.
Additionally, if you have resided in a group home and that home failed to properly provide your medical information such as a correct spelling of a name, one can also find medical bills that should have been covered, but are disputed by the serving medical party and the insurance company and guess who pays in more way than one, you got it, the client. Oh, and yes, this too goes on your credit report.
So what does one do, I guess like I am, just keep plugging along and try to be diplomatic so that you can resolve the problems. Maybe I am not meant to be rich, but at least you will know I always put my best foot forward.
For another perspective on problems in this country, read Mind the gap, from The Economist http://www.ptsd.va.gov/index.asp. You may need to copy and paste the site into your browser: highlight the site, then press Ctrl C then press Ctrl V.
An additional calamity exists with this insurance when a young person is an adult and the co-pays have not been paid. Medical bills often mount furthering complicating the life of a young adult. These medical bills are reported when delinquent to collect agencies and are posted on credit reports. Additionally, if a young adult lived on their own, but had a medical problem, which caused them to break a lease for an apartment, it is difficult to resolve the matter.
When a woman has been covered under Blue Cross Blue Shield, but goes through a divorce it is difficult to find a full-time position if she has always been a part-time employee. A women often is forced to accept food stamps, medicaid and medicare. It takes a long time to get back on your feet and especially if you have had any kind of medical condition such as mental illness to move forward.
Additionally, if you have resided in a group home and that home failed to properly provide your medical information such as a correct spelling of a name, one can also find medical bills that should have been covered, but are disputed by the serving medical party and the insurance company and guess who pays in more way than one, you got it, the client. Oh, and yes, this too goes on your credit report.
So what does one do, I guess like I am, just keep plugging along and try to be diplomatic so that you can resolve the problems. Maybe I am not meant to be rich, but at least you will know I always put my best foot forward.
For another perspective on problems in this country, read Mind the gap, from The Economist http://www.ptsd.va.gov/index.asp. You may need to copy and paste the site into your browser: highlight the site, then press Ctrl C then press Ctrl V.
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